Build Your BidKnow your floor. Never quote under it.

Ontario labour burden calculator — 2026

What an hour of your crew actually costs you once CPP, EI, WSIB, vacation pay, stat holidays, benefits and EHT are on top of the wage. Statutory-only residential lands near 18%; with tenure, benefits and a G3 rate it reaches 25–26%.

Your crew

Average wage $/hrBefore burden — the number on the cheque.

Paid hours per worker, per week

Working weeks per year

CPP and EI are capped, so the percentages depend on what a worker earns in a year — that is why the wage and hours matter here.

Burden is what the government and your own policies add on top of the wage. Pick what applies; the percentage builds itself. Rates are 2026 Ontario — check your WSIB statement for your class.

WSIB classIt's on your premium rate statement. Restoration and cleaning are often Class M, not G.

Vacation payESA: 4% under five years' service, 6% after. Pick the higher if half your crew is long-term.

Paid public holidaysNine a year in Ontario. Counts if you pay the day and can't bill it.

Benefits plan, $ per worker per monthHealth, dental, RRSP match. 0 if none.

Employer Health Tax1.95% — only on Ontario payroll above the $1M exemption. Most contractors under 15 people don't pay it.

CPP, employer share5.95% above the $3,500 exemption, at your average wage5.6%

EI, employer share1.63% × 1.42.3%

WSIB2.2%

Vacation pay4.0%

Public holidays3.8%

Benefits0.0%

EHT0.0%

Burden17.8%

Burden is only half of it. The other half is overhead — the truck, the insurance, the office, and the hours nobody pays for. Put both together and you get your floor. See what Build Your Bid does →

Rates are 2026 Ontario: CPP 5.95% above the $3,500 exemption with CPP2 4% between $74,600 and $85,000, EI 1.63% × 1.4 up to $68,900, WSIB by class up to $121,700 of insurable earnings, EHT 1.95% only above the $1M Ontario payroll exemption. Check your own WSIB premium rate statement for your class. Nothing here is accounting or legal advice.